Thursday, 26 November 2009

Outlook on Spanish Property Market Improving

The outlook for the Spanish property market has been improving in recent months. The rate of decline in house prices slowed in the third quarter, as it had in the second according to new data from the Global Property Guide.

Spanish house prices fell by 7% between Q3 2008 and Q3 2009 according to the GPG index of global house prices. This is slower than the 8.3% contraction between Q2 2008 and Q2 2009 recorded by the Knight Frank estate agency in its index of global house prices.

The quarter on quarter decline in Q3 was just 0.49% according to the GPG index, which is again a lot slower than the 1.9% quarterly decline recorded by Knight Frank in Q2. Based on this slowing in Q3 it is possible that quarterly price growth will run into positive territory in the 4th quarter.

Given the state of the Spanish economy it is entirely plausible that the positive data is because of the increased demand from foreign buyers, which has been seen since April.

New data from mortgagesolutions.com has said that Spanish banks are surprisingly willing to lend to overseas buyers. Overseas mortgage firm Conti has further said that 22% of its enquiries for overseas property mortgages have been for Spanish property purchases.

Recently overseas property portal Property Abroad.com have put Spanish property as second most popular with those searching for property on the site in October. Spain has held second place in the portal's top 10 chart for several months, since being knocked out of 1st place by the popularity of America since May. The Move Channel and Primelocation also put Spain as second most popular in recent monthly charts.

Spain has also been noted for its distressed and repossessed property opportunities. According to overseas property expert Liam Bailey, of sector specialist copywriting firm Write About Property, these opportunities have the potential to be excellent investments, if one chooses carefully, he said in a recent article:

"You simply need to consider who is going to buy the property from you when it is time to sell. If you are buying in one of the areas most popular with expats, and plan your exit strategy based on expatriate buyers, then you must avoid the most over-developed areas; sunbathing is not a spectator sport, and most people will want a half-decent view on at least one side of their holiday properties.

"But if you choose carefully you should be able to resell a property you buy now for at least a 30% profit in 2-4 years."

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